What is IFSC and List of Ways to find IFSC

What is IFSC Code?

Reserve Bank of India has given an Indian Financial System Code (IFSC Code) for all banks. It is used to identify the bank branches within NEFT (National Electronic Fund Transfer) and also used to identify the source and destination for inter-bank fund transfer.

IFSC contain 11 digit code which is the combination of alphanumeric. (Ex: - The 11 Digit of icici bank ifsc code will vary from branch to branch. IFSC will look like “ICIC0001517”.)

*The First four digits of alphabets represents the particular bank name.

*The 5th Element of IFSC is marked as “0” and make it as the control character.

*The last six characters are always numeric and it represents the bank branch. The last seven digits are unique to all branches.

* Some Banks have two branches in the same city, In that situation they differ one branch from another branch by using different last seven digits of IFSC. It is also known as bank branch locator.

For example: - Let us assume ICICI Bank have two branches in the same city, One branch Use the IFSC as “ICIC0001517, ” and the other branch use the IFSC as “ICIC0001967”, there is a change in last seven digit number to differentiate branches.

Ways to find IFSC Code? 

Nowadays, Finding out the IFSC is the very easy task. Below is the possible listing to identify IFSC for any banks.

  • In Cheque Books, they mentioned IFSC in all pages.

  • Visit your Nearest Branch or Make a call to customer care.

  • Check it in particular official bank website and also check it in RBI (Reserve Bank of India) website.

  • There are lot third party websites available to list out IFSC. So, you can choose from Google as per your convenience. 


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